Spence And Mathews Insurance NH and ME Personal Lines

Personal Auto — Protects individuals against financial loss in the case of an accident. Provides property, liability and medical coverage.

Homeowner — Covers damage to your property and the items in it, as well as your liability or legal responsibility for injury and property damage caused to other people.

Condo — Similar to homeowners insurance.

Mobile Home — Similar to homeowners insurance.

Boat — Covers your boat from damage as well as covering you for liability for injuries on or off your boat. Also covers damage to property.

Snowmobile — Covers your snowmobile from damage as well as covering you for liability for injuries. Also covers damage to property.

Motorcycle — Covers your motorcycle from damage as well as covering you for liability for injuries. Also covers damage to property.

Travel Trailer — Protects against loss due to an accident, theft, vandalism, collision, fire, smoke, landslides, hail, and windstorms.

Motor Home — Combines the coverage offered by both automobile and homeowner’s policies, including protection from loss due to fire, smoke, theft, vandalism, landslides, hail, windstorms, and collision.

Personal Umbrella — Provides extra protection in the event you are responsible for more than your current liability coverage on your auto, home, boat or recreational vehicle will cover.

Renters — Covers your personal property in the event of theft or damage.

Landlord — Covers damage to the dwelling, loss of rental income and premises liability.

ATV’s — Covers your recreational vehicle from damage as well as covering you for liability for injuries. Also covers damage to property.

Builder’s Risk — Covers both the structure and most building materials and fixtures during construction.




24 Hour Claim Numbers	Personal Auto — Protects individuals against financial loss in the case of an accident. Provides property, liability and medical coverage. Homeowner — Covers damage to your property and the items in it, as well as your liability or legal responsibility for injury and property damage caused to other people. Condo — Similar to homeowners insurance. Mobile Home — Similar to homeowners insurance. Boat — Covers your boat from damage as well as covering you for liability for injuries on or off your boat. Also covers damage to property. Snowmobile — Covers your snowmobile from damage as well as covering you for liability for injuries. Also covers damage to property. Motorcycle — Covers your motorcycle from damage as well as covering you for liability for injuries. Also covers damage to property. Travel Trailer — Protects against loss due to an accident, theft, vandalism, collision, fire, smoke, landslides, hail, and windstorms. Motor Home — Combines the coverage offered by both automobile and homeowner’s policies, including protection from loss due to fire, smoke, theft, vandalism, landslides, hail, windstorms, and collision. Personal Umbrella — Provides extra protection in the event you are responsible for more than your current liability coverage on your auto, home, boat or recreational vehicle will cover. Renters — Covers your personal property in the event of theft or damage. Landlord — Covers damage to the dwelling, loss of rental income and premises liability. ATV’s — Covers your recreational vehicle from damage as well as covering you for liability for injuries. Also covers damage to property. Builder’s Risk — Covers both the structure and most building materials and fixtures during construction.